Leasing vs Buying a Vehicle: Which Option is Right for You?
When you're looking for your next vehicle, your biggest decision might not be make or model. The most important choice you make? It could be a loan or a lease. While both options have their pros and cons, your needs and goals could make one option a better choice than the other. The team at Dean McCrary Kia can help you learn more about what each option entails and what a loan or a lease could mean for you, your vehicle, and your experience on the road.
What is a Vehicle Lease?
Leasing a vehicle essentially means you're renting it for a set period of time, usually between two and four years. You make monthly payments, and when the lease ends, you return the vehicle to the dealership. Leasing often comes with lower monthly payments compared to financing a purchase. It also leaves you in a position to upgrade and drive a new vehicle every few years, complete with all the latest features and creature comforts.
If you're someone who doesn't want a long-term commitment or likes staying up-to-date with the newest models, leasing can be a flexible choice. Many of our Kia lease deals also come packaged with extra perks and benefits, like extended warranties, complimentary roadside assistance, and more.
Why Should You Buy with a Loan?
When you finance a vehicle with a loan, you're shopping for something you intend to keep. You'll make payments to own it outright. While this usually results in a higher monthly payment compared to leasing, once the vehicle is paid off, you can keep driving it payment-free.
Buying with a loan also gives you complete freedom over the vehicle and what you do with it. You can modify it how you like, drive it as much as you want, and sell it whenever you choose. You won't have to worry about items like annual mileage caps, something that can be an issue when you lease a vehicle.
Find the Right Vehicle for You at Dean McCrary Kia
Regardless of whether you decide a loan or a lease is your best fit, the sales team at Dean McCrary Kia will be here to support you with our expert finance center and top-tier new and used inventories. We have an array of new Kia favorites available for sale, including sedans like the Kia K5, SUVs like the Kia Sportage and Kia Sorento, and EVs like the Kia EV9, and more.
If you're looking to buy, we'll walk you through your options, discuss financing, and ensure you drive away satisfied. If you're leaning towards leasing, we'll explain the terms, help connect you to a lease that matches your needs, and get you behind the wheel with a lower monthly payment.
We also welcome trade-ins if you currently have a vehicle you'd like to sell. We offer competitive values and a streamlined trade-in process that can help you secure more money for your new ride. Even if you're not sure whether to lease or buy, trading in your current vehicle is a great way to start fresh.
Get Started With the Experts at Dean McCrary Kia Today
Are you ready to take the next step towards a new vehicle? Visit the sales team at Dean McCrary Kia in Mobile, AL to explore our lineup and talk with our experts about our current prospects for financing and leasing.
Our friendly team is committed to customer service and will be there for you not just during the leasing or buying process, but throughout your entire ownership experience. We work with drivers all over the Daphne, AL and Pensacola, FL areas.
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Dean McCrary Kia
1733 East I-65 Service Rd S.
Mobile, AL 36606
- Sales: (251) 471-3326
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