Financing with Our Dealership

Dean McCrary Kia takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
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Competitive Rates

No Hassle Credit Checks

Flexible Payments

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Should You Lease Your New Dean McCrary Kia Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Dean McCrary Kia can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

What's better, buying or leasing?

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Ready to begin?

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Let the Finance Center at Dean McCrary Kia be Your Guide to the Perfect Deal

Whether you choose a brand-new Kia model from our collection or one of our top-quality, pre-owned car or SUV models, you can count on the team in our finance center to help you navigate the world of auto financing. We work with your specific needs and budget to find the payment plan you like, and we work with a number of financial institutions and banks throughout the Daphne AL, Prichard AL, Pascagoula MS and Pensacola FL area, to guide our customers to the perfect deal they can live with, every time.

Choose Between Affordable Auto Leases and Car Loans at Dean McCrary Kia

One of the first aspects of auto financing drivers from the Daphne AL, Prichard AL, Pascagoula MS and Pensacola FL areas should decide on is whether a loan or lease work best for them. There's no right answer, but one financing option may work better than the other in terms of your preferences. A lease is a great way to enjoy the latest features of a Kia while keeping monthly payments low. A loan is a favorite for many near Mobile since there are no monthly payments after paying off the loan. Either way, our finance team helps discover affordable rates so that you find the best fit.

Find out just how easy financing your next car can be with the help of Dean McCrary Kia

While financing a car can be a trying endeavor at other dealerships around Daphne AL, Prichard AL, Pascagoula MS and Pensacola FL these days, you'll find it refreshingly simple here at Dean McCrary Kia. Feel free to fill out our online credit application to save some time, or drop by our dealership to ask our team any questions you might have.

Your privacy is important to us.

Dean McCrary Kia takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

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  1. Dean McCrary Kia

    1733 East I-65 Service Rd S.
    Mobile, AL 36606

    • Sales: (251) 471-3326
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Get in Touch

  • Contact our Sales Department at: (251) 471-3326
  • Monday8:30AM - 7:00PM
  • Tuesday8:30AM - 7:00PM
  • Wednesday8:30AM - 7:00PM
  • Thursday8:30AM - 7:00PM
  • Friday8:30AM - 7:00PM
  • Saturday8:30AM - 6:00PM
  • SundayClosed